Investment Services

Investing in a sustainable and responsible way can be 27 times* more efficient in regard to improving carbon footprint than eating less meat, using public transport, reducing water use, and flying less, combined.

As guardians of the wealth management plans and assets of our clients, St. James’s Place emphasise good stewardship of their investments as part of its dedication to preserving and increasing their wealth. We believe that being a good steward goes beyond pure returns, but that the St. James’s Place designated investment managers invest in knowledge of the environmental, social and governance (ESG) factors that affect the businesses they invest in.

We also believe that businesses can have a positive effect on their long-term financial success by behaving in a responsible way towards ESG factors.

St. James’s Place is a signatory to the United Nations Principles for Responsible Investment (UNPRI) and the UK Stewardship Code (- achieving an A+ rating).

To learn more about our bespoke Responsible Investing planning services please view here.

*(Nordea Investment, 2018).

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Effective pension planning will help protect your wealth later on in life. Pensions still remain highly efficient. Offering tax relief at your marginal rate of income tax on your contributions.


We specifically work with our clients to advise them on pension planning, this is all part of planning for our clients’ future retirement. From offering Retirement accounts, SIPPs, to personal pension plans, annuities and Trustee Schemes. We will draw on the right solutions to suit our clients’ individual circumstances, objectives and aspirations.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

An ISA is a saving or investment mechanism which is tax effective. ISAs act as a type of ‘shield’ to secure tax savings. This allows individuals to invest in a variety of tax-efficient savings and investments, and to pay no personal tax on the earned income and/or profits at all.

The overall limit, meaning the total amount you can save or invest into an ISA in any one year year, often referred to as an ISA allowance is £20,000 for the tax year 2020/21. This can be invested in either Cash, Stocks and Shares.

The value of an ISA with St. James’s Place will be directly linked to the performance of funds you select and the value can therefore go down as well as up. You may get back less than you invested.

An investment in a Stocks and Shares ISA will not provide the same security of capital associated with a cash ISA.

The favourable tax treatment given to ISAs is subject to changes in legislation and may not be maintained in the future.

ISAs remain one of the most tax efficient solutions for your savings and can also be used to save for your children, through a Junior ISA.

A Junior ISA is a tax-efficient way to save for your children’s financial future and introduce them to the importance of saving.

The value of a JISA with St. James’s Place will be directly linked to the performance of funds you select and the value can therefore go down as well as up. You may get back less than you invested.

An investment in a Stocks and Shares Junior ISA will not provide the same security of capital associated with a cash Junior ISA

The favourable tax treatment given to a Junior ISA is subject to changes in legislation and may not be maintained in the future.

Onshore strategies built for flexibility and tax efficiency, our clients can access a range of investment bonds exclusively managed.

Investment Bonds are long-term investment products which allow investors to spread risk and allow easy switching between funds as their needs change over time.

Investors can access a flexible range of options to take a regular, tax-efficient income and the ability to manage and potentially reduce their personal liability to tax.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Offshore strategies built for flexibility and tax efficiency, our clients can access a range of international investments exclusively managed.

A easy but versatile solution to the needs of clients for income, capital growth and tax planning.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Currency movements may also affect the value of investments.

The levels and bases of taxation and reliefs from taxation can change at any time and is dependent on individual circumstances.

Unit Trusts are pooled investment vehicles. This means relatively small sums from clients are pooled to form a large fund, which is able to invest in a broad spread of stocks and shares and other assets.

Unit trusts can offer investors significant advantages. The fund can invest in a broad spread of stocks and shares which brings greater security than investments into an individual company’s shares.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Portfolios designed and managed by expert investment professionals to meet your own objectives.

Our clients can additionally benefit from access to a range of discretionary fund managed investments, managed by Rowan Dartington the discretionary fund management and stockbroking arm of St. James’s Place.

Rowan Dartington can create and manage a bespoke share portfolio designed to match your risk profile and provide you with additional diversification within your overall investment strategy.

Alternatively for clients who already have an existing share portfolio our discretionary services may benefit you by providing a different and professional management service.

The value of an investment through Rowan Dartington and any income generated may fall as well as rise. You may get back less than the amount invested.​

We can provide access to Tax-Advantaged Solutions depending on a client’s needs and level of investment experience.

Through St. James’s Place we can offer clients the opportunity to invest via the St. James’s Place carefully selected and contracted external managers who manage its range of funds, third-party funds, which have undergone St. James’s Place rigorous selection criteria and due diligence process.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.


The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.